Reseau Acces Credit
Publicly funded institution · Rimouski, Quebec · BN 856175849RR0001 · Organizations Relieving Poverty · website
Source: T3010 return, FPE 2024-03-31. Split of total expenditures ($279,780) as filed with the CRA.
Reseau Acces Credit is a charitable organization based in Rimouski, Quebec, classified by the CRA under organizations relieving poverty. It appears on the charity register the way hospitals, universities, and other publicly funded bodies do — to issue tax receipts — rather than as a donation-driven charity in the usual sense. In its fiscal year ending March 31, 2024, it reported $372K in revenue and $280K in expenditures.
Its funding that year was roughly 70% from government. Government funding is the majority of its budget. In 2021, 1 other registered charity reported granting it a combined $2.
Compared with 1,890 poverty-relief institutions of similar size, its share of spending on mission — charitable programs plus grants to other charities — ranked above 14% of peers. Its reserves, measured in years of spending on hand, sat in the top decile of the group. Its highest-paid position fell in the $40,000–79,999 range. The charity reported 1 permanent full-time position.
Revenue has grown substantially over its filings on record here, from $136K in 2020 to $372K in 2024. Its filed list of directors and trustees shows 7 names.
In its own words
Octroi de prêts à des personnes ou groupes de personnes n'ayant pas accès au crédit ou un accès limité aux services financiers conventionnels.
Ongoing-program description from its T3010 filing, verbatim.
The ledger, 2020–2024
| Year | Revenue | Spending | Programs | Fundraising | Gifts out | Net assets |
|---|---|---|---|---|---|---|
| 2024 | $372K | $280K | $183K | — | — | $487K |
| 2023 | $306K | $221K | $141K | — | — | $395K |
| 2022 | $341K | $247K | $158K | — | — | $310K |
| 2021 | $284K | $196K | $123K | — | — | $216K |
| 2020 | $136K | $158K | $41K | — | — | $128K |
Revenue printed in red where the year ran a deficit. Fiscal years by period end.
Money between charities, 2021
Received $2 from 1 charity:
As reported on the donors’ own T3010 qualified-donee schedules.
What it pays
Its ten highest-paid positions, by band:
- $40,000–79,9991 position
- Permanent full-time positions1
- Total compensation, all staff$183K
Schedule 3 of its 2024 return. The CRA discloses bands, not names or exact salaries.
Directors & trustees (2024)
Djanick Michaud (président); Anny Jalbert (administratrice); Chantal Otis (trésorière); Simon Chénard (vice-président); Paule Lemieux (administratrice); Sarah Camille Tremblay (secrétaire); Steeve Fischer (administrateur).
As listed on its 2024 return.
Check the source
Every figure on this page is from Reseau Acces Credit’s own T3010 filings, published by the Canada Revenue Agency. Verify against the CRA’s charities listing (search BN 856175849RR0001), or read how we compute the receipt.