Fonds Communautaire d'Acces au Micro-Credit
Publicly funded institution · Ste Therese, Quebec · BN 864841580RR0001 · Community Resource Organizations · website
Source: T3010 return, FPE 2024-03-31. Split of total expenditures ($481,142) as filed with the CRA.
Fonds Communautaire d'Acces au Micro-Credit is a charitable organization based in Ste Therese, Quebec, classified by the CRA under community resource organizations. It appears on the charity register the way hospitals, universities, and other publicly funded bodies do — to issue tax receipts — rather than as a donation-driven charity in the usual sense. In its fiscal year ending March 31, 2024, it reported $510K in revenue and $481K in expenditures.
Its funding that year was roughly 71% from government, 5% from other charities. Government funding is the majority of its budget. In 2024, 6 other registered charities reported granting it a combined $8,000.
Compared with 1,147 community-service institutions of similar size, its share of spending on mission — charitable programs plus grants to other charities — ranked above 66% of peers. Its reserves, measured in years of spending on hand, sat in the top decile of the group. Its highest-paid position fell in the $120,000–159,999 range. The charity reported 4 permanent full-time positions.
Its filed list of directors and trustees shows 7 names.
In its own words
Aide au démarrage d'entreprises aux personnes à faible revenu désireuses de partir en affaire ou de devenir travailleurs autonomes. Lutte à la pauvreté et à l'exclusion sociale des entrepreneurs n'ayant pas accès aux sources de financement conventionnelles.
Ongoing-program description from its T3010 filing, verbatim.
The ledger, 2020–2024
| Year | Revenue | Spending | Programs | Fundraising | Gifts out | Net assets |
|---|---|---|---|---|---|---|
| 2024 | $510K | $481K | $439K | — | — | $796K |
| 2023 | $453K | $430K | $387K | — | — | $767K |
| 2022 | $424K | $339K | $302K | — | — | $745K |
| 2021 | $439K | $301K | $264K | — | — | $660K |
| 2020 | $470K | $345K | $303K | — | — | $522K |
Revenue printed in red where the year ran a deficit. Fiscal years by period end.
Money between charities, 2024
As reported on the donors’ own T3010 qualified-donee schedules.
What it pays
Its ten highest-paid positions, by band:
- $120,000–159,9991 position
- $40,000–79,9993 positions
- Permanent full-time positions4
- Total compensation, all staff$371K
Schedule 3 of its 2024 return. The CRA discloses bands, not names or exact salaries.
Directors & trustees (2024)
Ginette Demers (présidente); Mathieu Roy (administrateur); Mélanie Laroche (administratrice); Louis-Philippe Bourgeois (vice-président); Patrick Roberge (trésorier); Sébastien Lassonde (secrétaire); Karina Minner (administratrice).
As listed on its 2024 return.
Check the source
Every figure on this page is from Fonds Communautaire d'Acces au Micro-Credit’s own T3010 filings, published by the Canada Revenue Agency. Verify against the CRA’s charities listing (search BN 864841580RR0001), or read how we compute the receipt.